Monroe County has Highest Medical Marijuana Licenses Per Capita in Southeastern Michigan

In 2016 in Southeastern Michigan there were 98,055 registered medical marijuana patients, a number that has grown by about 45 percent since 2012, according to data provided by the Michigan Bureau of Licensing and Regulatory Affairs (LARA). LARA is required to provide an annual report on the Michigan Medical Marihuana Program, which includes the annual number of patients by county.

In terms of sheer volume, Wayne County had the highest number of medical marijuana patients in the region at 34,941 in 2016. However, when examining the data per capita per 1,000 residents, Monroe County had the highest number at 26. In Monroe County in 2016 there were 3,889 medical marijuana patients. In 2012 the total number of medical marijuana patients in Monroe County was 2,118; between 2012 and 2016 the total number of patients in Monroe County grew by 55 percent.

On the opposite end of the spectrum, Livingston County had the lowest number of medical marijuana patients per 1,000 residents at 18, which was the equivalent to 3,463 total patients. Between 2012 and 2016 the number of medical marijuana patients in Livingston County grew by 54 percent.

Wayne, St. Clair and Oakland counties all had a similar number of medical marijuana patients per 1,000 residents as Livingston County. All three counties had about 20 medical marijuana patients per 1,000 residents in 2016. St. Clair County has experienced the highest percentage of growth since 2012 at 72 percent.

As the data shows, the number of medical marijuana patients in Southeastern Michigan has grown over the last five years, and this isn’t a trend unique to the region. Statewide data proves that throughout Michigan the number of medical marijuana patients has increased. In the graph above, a decline in the number of the medical marijuana patients is shown between 2013 and 2014, however this decline is not necessarily accurate. Rather, it reflects the two-year registry program, so the number reflects only the new patients who were required to apply that year.

While the number of medical marijuana patients in Michigan continues to grow there are efforts to fully legalize marijuana for adults 21 years of age and older. On May 5, the Michigan Coalition to Regulate Marijuana Like Alcohol, submitted language that would create a system allowing for the legal cultivation, sale and regulation of the substances. If enough signatures are gathered, the hope of the organization is for the ballot initiative to be on the November 2018 ballot.

Percentage of Occupied Rental Units Continues to Climb in Southeastern Michigan

There were nine municipalities in Southeastern Michigan that experienced more than a 100 percent increase in occupied rental units between 2010 and 2015, according to the American Community Survey. Sylvan Township in Washtenaw County had the largest increase at 301 percent. In 2010 the township had 2.32 percent of its housing stock serving as filled rental units and by 2015 that increased to 9.3 percent, or a total of 109 rental units. Overall in Sylvan Township in 2015 there were 1,169 occupied housing units. All the municipalities with such high rental rate increases were among the smaller communities in the region.

Detroit, the largest city in the region, had an 11 percent increase in rental units. In 2010, 46 percent of the city’s occupied housing stock was rental units and in 2015 that number increased to 51 percent, or about 124,000 units. There were only four Census tracts in Detroit (two in the north east corner and two on the west side) where the percentage of rental units increased by more than 150 percent. The northwest area of the city had about 25 Census tracts that experienced an increase between a 25 and 75 percent in occupied rental units. On the opposite side of the spectrum, there were 178 Census tracts in Detroit where the percentage of occupied rental units decreased by up to 60 percent. The data we are looking at in this post is related to occupied housing units, meaning increases and decreases can be directly correlated with the number of occupied rental units and overall occupied housing units. Overall, in 2010 in Detroit there were about 272,000 occupied housing units, of which about 124,000 were rentals. In 2015 the total number of occupied housing units decreased to about 256,000 while the number of rental units increased to about 129,000.

 

In a recent post we discussed how Highland Park had the highest percentage of occupied rental units in the region at 64 percent. Between 2010 and 2015 there was an overall 6 percent increase. In 2010 there were about 5,000 occupied housing units of which about 3,050 were occupied rental units. In 2015 there were about 4,500 occupied housing units, of which 2,880 were occupied rental units.

Other areas to note that have experienced increases in the percentage of rental units are the inner-ring suburbs that border Detroit. For example, Redford experienced an 87 percent increase in occupied rental units between 2010 and 2015, Eastpointe experienced a 61 percent increase, Ferndale experienced a 46 percent increase, Warren and Hazel Park each experienced a 26 percent increases.

 

There were 42 municipalities that experienced a decrease in the percentage of rental units occupied between 2010 and 2015 in the region. Similar to the municipalities with among the highest percentage of occupied rental unit increases, those with the decreases also had smaller populations and housing stocks. For example, the city of Huntington Woods in Oakland County experienced a 35 percent decrease in the occupied rental units. However, in 2015 there were about 2,500 total occupied housing units, 77 of which were occupied rental units.

 

While we do know that the total number of rental units has increased over the years as a reflection of the economy and the housing crisis, this post also brings to light how a community’s overall housing stock must also be considered.

Percentage of Rentals on the Rise in Southeastern Michigan

Between 2010 and 2015, 72 percent of the communities in Southeastern Michigan experienced an increase in the percentage of homes that served as rentals, meaning majority of the communities experienced a decrease in residents serving as homeowners. Of those communities, there were 11 communities in Southeastern Michigan that experienced rental rate increases above 10 percent between 2010 and 2015. The city with the largest increase was Milan, located in Monroe County, at 20.2 percent. According to data from the U.S. Census Bureau, in 2010 23.1 percent of the homes in Milan served as rentals and by 2015 that increased to 43.3 percent.

At the county level, Wayne County experienced the largest increase in communities that saw rental rates increase. According to the data, 93 percent of the Wayne County communities experienced an increase in rentals between 2010 and 2015. Of those Wayne County communities, Belleville experienced the highest increase at 15.1 percent. In 2010, 27.4 percent of the homes in Belleville were rentals and by 2015 that increased to 42.4 percent.

Overall, the areas of Southeastern Michigan that experienced the greatest increase in the percentage of homes serving as rentals between 2010 and 2015 were Detroit, and its inner-ring neighbors, along with the western side of Macomb County. Of the inner-ring suburbs, Harper Woods experienced the highest percentage increase in homes being rented at 13.2 percent. In 2010, 24.7 percent of the homes were rentals and by 2015 that increased to 37.9. Just below Harper Woods was the city of Ferndale, another inner-ring suburb, with an increase of 12.8 percent. In 2010, 27.5 percent of the homes in Ferndale were being rented and by 2015 that increased to 40.3 percent. Eastpointe, Utica and Roseville, all Macomb County cities, two of which neighbor Detroit, came in just below Ferndale with rental rate increases at 12.2, 11.6 and 11.3, respectively. Of these three communities, Utica, which is in the northwestern part of Macomb County, had the highest percentage of rentals in both 2010 and 2015. In 2010, 35 percent of the homes in Utica were rentals and by 2015 that increased to 46.7 percent.

Of all the communities in Southeastern Michigan, Detroit ranked 60th when examining how rental rates increased between 2010 and 2015. In 2010 the percentage of homes being rented was 45.5 and in 2015 that increased to 50.6. Within the City’s limits there were six Census Tracts that experienced rental rate increases between 25 to 52 percent. A pocket of the city’s northwest side, near Palmer Park and Rosedale Park, appears to be experiencing rental rate increases up to 25 percent. There is also a pocket on the city’s west side that is experiencing a decrease in rentals. In Southwest Detroit there are seven Census Tracts that each have experienced a decline in the percentage of rental homes by up to 22 percent; there is a similar pocket with nine Census Tracts just west of Highland Park.

 

As our previous posts show our region has experienced hundreds of thousands of home foreclosures from 2010 through 2014 as part of the Great Recession. In all probability most of those homeowners have become renters, assuming they have not left the region. This explains much of the shift to rental ownership, though some could come from the construction of new rental properties or the demolition of homeowner properties. The foreclosures and decline in home ownership represent a massive loss in wealth for homeowners and a massive increase in revenue for rental owners.

Detroit’s Population Density Below Other Major Cities

In Detroit, there is about 677,000 people living in a 139 square mile area; this translates to about 4,900 people per square mile. Comparatively, in New York City the population density is about 28,000 people per square mile, in Washington D.C. it is about 11,000 people per square mile, in L.A. it’s about 8,500/square mile, in Chicago it is about 12,000/square mile and in San Francisco it is about 18,000/square mile. When looking at cities overseas some of those numbers double, if not triple.

Sparefoot.com, a website used to help individuals’ move,  recently created several data visualization images to show how low Detroit’s population density is compared to other large cities. To see this and read the article, click here.

The image below was also provided by them:

 

Highland Park Home to Highest Number of Rental Units in the Region

In 2015 there were nine cities in Southeastern Michigan where more than 50 percent of the housing units were renter occupied. Ypsilanti had the highest percentage of renters at 69 percent, followed by Royal Oak Township at 67 percent. Ann Arbor, Auburn Hills and Detroit, all homes to universities, also had more than 50 percent of its housing units renter occupied. In Detroit, 51 percent of the occupied housing units were renters. Areas with the highest percentage of renters in Detroit were located along the river and in the lower Woodward Corridor. In these areas more than 75 percent of the housing units were occupied by renters. Conversely, areas such as Palmer Park and Rosedale Park had among the lowest percentage of renters, ranging between 2 and 30 percent. There were only 20 Census tracts in Detroit where 30 percent or less of homes were occupied by renters. As seen below, majority of the Census tracts throughout Detroit had between 30 and 60 percent of the occupied housing units occupied by renters.

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At the county level, Livingston County had the lowest percentage of renters at 15 percent while Wayne County had the highest percentage at 37 percent. In Livingston County, Cohoctah Township had the lowest percentage of renters at 3 percent and Howell had the highest percentage at 48. In Wayne County, it wasn’t Detroit with the highest rental rate, but rather Highland Park at 64 percent. Grosse Pointe Farms had the lowest rental rate in Wayne County at 2.6 percent.

Regionally, the average percentage of homes rented was 22 percent in 2015; of the 210 communities in the region 112 of them had less than 22 percent of the housing units occupied by renters. Of those 112 communities, 47 of them had rental rates below 10 percent. Novi Township, located in Wayne County, had the lowest percentage of renters at 2 percent, followed by Orchard Lake (2.3%) and Grosse Pointe Farms (2.6%).

While there were less than 10 cities in the region with rental rates above 50 percent, we will highlight next week that there has been a trend toward renting in recent years, particularly in certain areas. In a recent Detroit Free Press article higher rental rates was attributed to the increased number of foreclosures that occurred during the mortgage crisis. A 2015 New York Times article discusses how homeownership rates had been falling for eight years straight at that time, largely due to the burst of the housing bubble.

Percentage of Residents Insured in Southeastern Michigan Increases since 2010

Across Southeastern Michigan all seven counties experienced an increase in the percentage of residents with health insurance between 2010 and 2015. In 2010 then President Barack Obama signed the Affordable Care Act into law; this is a piece of legislation that was crafted to increase access to and the quality of health insurance. Wayne County experienced the largest increase in overall health insurance coverage at 2.8 percent. In 2015, according the American Community Survey, 87.7 percent of the Wayne County population had health insurance. Wayne County also experienced the largest increase in private health insurance regionally at 17.5 percent. Of those with health insurance coverage in Wayne County in 2015, 83.2 percent had private health insurance coverage. For areas like Wayne County, where the percentage of those on private insurance plans has increased, it is likely due to the larger amount of private insurance options the Affordable Health Care Act offers.

On the opposite end of the spectrum, Livingston County experienced the smallest percentage increase in overall health insurance coverage between 2010 and 2015 at 1.4 percent; 93.3 percent of the residents there had coverage in 2015. While Livingston County also had the lowest increase in private health insurance coverage regionally in that time frame, it experienced the largest increase in public health insurance coverage at 28.2 percent.  In 2015, 24.4 percent of those with health insurance coverage in Livingston County had public health insurance coverage; this translates to about 44,800 residents. Majority of those in Livingston County between the ages of 18 and 64 in 2015 with public coverage were not in the labor force (56%); 36 percent of that population was in the labor force and 8 percent was unemployed.

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When examining the child population regionally, there was no increase in the percentage of children uninsured in Livingston County. Washtenaw County experienced the largest decrease at 30.6 percent. In 2015 2.5 percent of Washtenaw County’s child population was uninsured; this was equivalent to about 1,700 children. Wayne County, which hosts the city with the largest percentage of uninsured children regionally (Hamtramck) experienced about a 25 percent decrease in the percentage of uninsured children. In 2015 in Wayne County about 16,700 children, or 4 percent of the County’s child population, was without health insurance.PcntChng_Under18_2010-2015_JPEG

In examining this data we see that since the enactment of the Affordable Care Act thousands of residents throughout Southeastern Michigan have been granted more access to health care. According to a New York Times article, those who benefited the most from the Affordable Care Act were those between the ages of 18-34, those living in rural areas and those who are black and Hispanic. In Wayne County, which had the biggest overall percentage increase in insured residents about 25 percent of the population in 2015 was between the ages of 18-34 and about 40 percent of the population was black and about 6 percent of the population was Hispanic. It was also noted in the article that those with lower incomes tended to benefit more from the Affordable Care Act.

Hamtramck has Highest Percentage of Residents, Children Without Health Insurance in Southeastern Michigan

In Michigan, majority of residents have a form of health care coverage, but the kind of coverage often varies. In Southeastern Michigan, the majority of the region has some type of private health care coverage, but there are several municipalities where majority of the residents depend upon public coverage. According to the Michigan Department of Health and Human Services there are several publicly funded medical assistance programs offered to residents, depending on their age, income, financial resources and other requirements. Public health insurance programs in Michigan include Medicaid, Healthy Michigan Plan and the Children’s Health Insurance Program.

For this post the percentage of residents covered by health insurance is examined, as is the percentage of residents with private or public insurance plans.

 

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Throughout Southeastern Michigan health care coverage for residents ranges from 78 to 100 percent, with only about 15 municipalities having 96 percent or more of its residents having coverage, according to the American Community Survey conducted by the Census. Of these 15 municipalities, most are located in Oakland and Washtenaw counties. Overall, in Oakland County 92 percent of residents had health insurance coverage in 2015, and in Washtenaw County 94 percent of the population had coverage. In Oakland County Bloomfield Hills and Lake Angelus had the highest percentage of coverage at 99 percent, and in Washtenaw County, Dexter had the highest rate of coverage at 97 percent. At the opposite end Hamtramck had the lowest percentage of residents with coverage—77 percent. Put differently, 23 percent had no coverage. In Detroit about 17 percent of the population had no health insurance coverage in 2015.

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Regionally, Livingston and Washtenaw counties had the highest percentages of residents on private health insurance at 83 and 82 percent. In Washtenaw County more than half of the municipalities had above 85 percent of its residents on private health insurance. In Wayne County, 58 percent of the residents had private health insurance and only a handful of communities (Grosse Ile, Northville Township and the Grosse Pointes) had more than 85 percent of its residents on private health insurance. On the opposite side of the spectrum, there were five communities in Wayne County where 50 percent or less of the population had private health insurance.

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The map below somewhat mirrors the map above, showing the percentage of residents with public health insurance, as opposed to private. With cities like Detroit, Highland Park and Hamtramck having some of the lowest percentages of private health insurance, it should only make sense that they had among the highest percentages of residents with public health insurance. Highland Park had the highest percentage of residents on public health insurance at 62 percent; Ecorse followed with 60 percent of its residents on public health insurance. Detroit and Hamtramck each had 55 percent of their residents on public health insurance.

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Clearly there is a major divide running through Southeastern Michigan on who gets health insurance and where it comes from. Generally higher income communities have more coverage and a higher proportion comes from the private sector. Lower income communities depend heavily on various public sector programs, and many residents still do not have health care coverage. Clearly these lower income citizens and communities would be severely harmed by proposals to cut public health care programs.

Wayne County has Highest Medicaid Births in Southeastern Michigan

The political battle over the Affordable Care Act continues to swing back and forth in Washington, but it’s consequences will be felt directly in Southeastern Michigan. Data on Medicaid payments for prenatal care and births in Southeastern Michigan make clear that the ACA, in particular the Medicaid expansion, led to an increase in federal support for prenatal care and births in our region, particularly in two counties.

Births paid for by Medicaid grew between 2010 and 2015 in Monroe and Wayne counties. In 2010, 45 percent of the births in Monroe County were paid for by Medicaid and in Wayne County that number was 46 percent. By 2015 that number increased to 49 percent in Monroe County and 56 percent in Wayne County. In that time frame Monroe County also had the largest decrease and increase. In 2013 50 percent of the births in Monroe County were paid for by Medicaid and in 2014 that number dropped to 32 percent, before increasing back to 49 percent in 2015.

According to the Michigan Department of Health and Human Services, a Medicaid patient about $8,000 is allocated to each woman to cover prenatal, birth and postpartum care.

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In 2015, according to data from the Michigan Department of Health and Human Services, Wayne County had the highest percent of births paid for by Medicaid than any of the other counties in Southeastern Michigan. Of the births in Wayne County in 2015, 56 percent of them were paid for by Medicaid; this was equivalent to 13,145 births. As a comparison, across the entire state of Michigan 43.5 percent of births were paid for by Medicaid. Regionally, Livingston County had the lowest percentage of births paid for by Medicaid at 17 percent, that was equivalent to 317 births.

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Oakland, Washtenaw Counties Have Highest Foreign-Born Populations in Southeastern Michigan

Of the four major counties in Southeastern Michigan, both Oakland and Washtenaw counties had the highest percentage of foreign-born populations in 2015, according to the American Community Survey. Oakland County ranked just above Washtenaw County though; the foreign born population percentage in Oakland County was 11.8 percent and in Washtenaw County it was 11.6 percent. In Oakland County there are three municipalities where more than 20.1 percent of the population was foreign born in 2015, while in Oakland County there was only one municipality.

Of all the municipalities in the region though it was Hamtramck with the highest percentage of foreign-born residents at 46.6 percent.

The U.S. Census Bureau defines a foreign-born person as “anyone who was not a U.S. citizen at birth. This includes respondents who indicated they were a U.S. citizen by naturalization or not a U.S. citizen. Persons born abroad of American parents or born in Puerto Rico or other U.S. Island Areas are not considered foreign born.”

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In Macomb County in 2015, 10.6 percent of the population was foreign-born, with the city of Sterling Heights having the largest foreign-born population. In Sterling Heights 25.8 percent of the population was foreign-born; this is equivalent to 33,598 people in the city. Of those residents, 58.7 percent were naturalized U.S. citizens and the remainder (41.7%) were not U.S. citizens.

Aside from Sterling Heights, Warren and Shelby Township had amongst the highest foreign-born populations at 12.1 percent and 13.5 percent, respectively.

All of northern and eastern Macomb County had less than 5 percent foreign-born populations.

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In Oakland County, it was the western side of the county where majority of the municipalities had less than 5 percent of their populations made up of foreign-born residents. The city of Troy had the highest percentage of foreign-born residents in Oakland County at 25.8 percent, followed by West Bloomfield Township at 20.9 percent and Novi at 20.8 percent.

In Troy, 52 percent of the foreign-born residents were naturalized U.S. citizens and the remainder were not U.S. citizens. Between Troy, Novi and West Bloomfield Township, Novi had the highest percentage of non-U.S. citizens at 55 percent.

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In Washtenaw County, Ann Arbor Township had the highest percentage foreign-born residents at 21.8 percent. This percentage was the equivalent to about 971 people in the charter township. Of these people, 49 percent were naturalized U.S. citizens and the remainder were not U.S. citizens. The city of Ann Arbor and Pittsfield Township followed Ann Arbor Township in terms of foreign-born populations. The percentage of foreign-born residents residing in Ann Arbor was 17.9 percent and in Pittsfield Township was 18. percent. These percentages were equivalent to 20,762 foreign-born residents in Ann Arbor and 6,753 in Pittsfield Township.

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In Wayne County, Dearborn and Hamtramck had the highest percentage of foreign-born residents at 26.4 percent and 46.6 percent, respectively. In Dearborn, of the 25,410 foreign-born residents 65 percent were naturalized citizens. In Hamtramck, of the 9,589 foreign-born residents, 45 were naturalized U.S. residents.

In Detroit, the foreign-born population made up about 37,000 residents but was equivalent to 5.1 percent of the population.

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Detroit 30-Year Mortgage Rates Below National Average

  • The average 30-year mortgage interest rate in Detroit is lower than the national average (weekly);
  • The Standard and Poor’s Case-Shiller Home Price Index for the Detroit Metropolitan Statistical Area shows home prices continue to increase monthly and annually.
  • The unemployment rate increased at the State and local level(monthly);
  • Regionally, Washtenaw County’s unemployment rate remained the lowest;
  • The Purchasing Manager’s Index for Southeastern Michigan dropped below 50 but is expected to increase (monthly);
  • The Commodity Price Index dropped to its lowest point in over a year (monthly);

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On March 15, 2017 the Federal Reserve Raised the federal interest rate by .25 percent; it now ranges between .75 and 1 percent. This is the third time the rate has been raised since the financial crisis. Prior to last week rates were raised once in 2015 and once in 2016. The rate increase has been attributed to strong job growth, more investment from businesses into operations and a higher rate of consumer spending.

This rate increase will impact credit products, such as mortgages and auto loans, in addition to savings, home equity lines of credit and credit cards. Another item that may be affected is new home starts, a statistic that is not readily available through the Southeastern Michigan Council of Governments website, as it once was.

Above are three average 30-year mortgage interest rates at the national, state and local levels. These rates were provided by bankrate.com, which does a national survey of large lenders on a weekly basis. As a 30-year fixed rate mortgage is the most traditional type of home financing this was chosen to show the rate differences. The State of Michigan had the lowest average interest rate for the week of March 16 at 4.14 percent and the national average was the highest of the three at 4.44 percent. Detroit’s average 30-year fixed mortgage interest rate was 4.42 percent, which according to bankrate.com is an increase from the previous week. According to bankrate.com, Detroit’s rate for an average 30-year fixed mortgage rate in the Detroit area is equivalent to about an additional $4.50 a month on a mortgage for $165,000. Such an increase brings the average monthly payment to about $819.

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The above charts show the Standard and Poor’s Case-Shiller Home Price Index for the Detroit Metropolitan Statistical Area. The index includes the price for homes that have sold but does not include the price of new home construction, condos, or homes that have been remodeled.

According to the index, the average price of single-family dwellings sold in Metro Detroit was $109,790 in October 2016. This was an increase from $6,520 from October of 2015 and an increase from $11,570 from October of 2014.

**This information has not been updated since December of 2016. It was presented in a previous post, however due to the relation to the information above we are republishing it.**

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According to the most recent data provided by the Michigan Department of Technology, Management and Budget, the unemployment rate for the State of Michigan slightly increased to 5.2 in January of 2017 from 5 the previous month. Detroit, however, had a big increase. Unemployment in the City of Detroit increased from to 9.8 in December to 12.3 in January. The January unemployment rate for Detroit in 2017 was 1.2 points higher than it was the previous year at that time.

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The chart above displays the unemployment rates for each of the seven counties in Southeastern Michigan for January of 2016 and 2017. For 2017, St. Clair County had the highest rate at 7.7 while Washtenaw County had the lowest at 3.4. St. Clair and Wayne counties were the only two in the region with unemployment rates above 7 in January. Four of the seven counties (Livingston, Monroe, Oakland and Washtenaw) all had unemployment rates at or below 5.

While in 2016 St. Clair County again had the highest unemployment rate for the month of January, regionally, and Washtenaw County had the lowest, it is interesting to note that unemployment rates were higher across all counties in 2017. Wayne County had the largest difference between 2016 and 2017 at 1 point; the unemployment rate was 6.2 in 2016 and 7.2 in 2017.

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The Purchasing Manger’s Index (PMI) is a composite index derived from five indicators of economic activity: new orders, production, employment, supplier deliveries, and inventories. A PMI above 50 indicates the economy is expanding.

According to the most recent data released on Southeast Michigan’s Manager’s Index, the PMI for December 2016 was 53.3, a significant drop from an index of 61.9 the prior month. History shows though that January traditionally has a lower PMI readings and it is expected to increase for February.

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The January 2017 Commodity Price Index dropped to the lowest it has been since September of 2015. At that time the Commodity Price Index was 41.2 and this most recent reading was 41.7. There is speculation from the Institute of Supply Management-Southeastern Michigan that this drop could reflect policy changes from the new federal administration, especially as gas and oil prices are up.